A Focus on Doing What’s Right

At 401(k) Prosperity™, our “no excuses” culture focuses on doing what’s right by partnering with organizations that share values similar to ours, and exceeding expectations by providing the highest level of personalized care to you and your team members.

Recognizing that innovation and creativity form the cornerstone of a leading client service model that translates to raving fans, 401(k) Prosperity™:

• Makes it easy for your employees to obtain unbiased advice from our team of highly experienced fiduciary advisors, either face-to-face, via phone, or through the latest virtual technologies.

• Provides your team members with direct access to our team of registered and experienced financial advisors at all times. We don’t delegate financial education, advice, or questions about your plan to a distant call center or third-party. We’re available to your team members to provide whatever assistance they need, when they need it.

• Is a leader in overcoming challenges, by applying best practices in behavioral finance, including plan inertia and choice overload.

Provides advisor-managed portfolios. Beyond simply using an investment scorecard system to select investments, firms that are willing to create advisor-managed portfolios and put their results on the line demonstrates an understanding of how to recommend and manage investments.

• Includes personalized education, gap analysis, and automated solutions to simplify investment selection by limiting the number of overlapping investment options in the plan’s line-up, making it easy to choose the most appropriate selections aligned with each participant’s desired outcomes.

• Is at the forefront of the industry, having developed the innovative Prosperity Card™, a plastic wallet card providing an effective and efficient way to keep plan-specific information in front of employees while reducing the number of questions directed to the people in your organization who oversee plan management.

This information was developed as a general guide to educate plan sponsors, but is not intended as authoritative guidance or tax or legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation. In no way does the advisor assure that, by using the information provided, the plan sponsor will be in compliance with ERISA regulations.